Economics · University of Wisconsin–Madison

Dalya Elmalt

PhD Candidate in Economics

I am a PhD candidate in Economics at the University of Wisconsin–Madison, working in industrial organization and health economics. My research examines how competition among insurers shapes health care costs and access to care.

My job-market paper studies private insurers’ ownership of primary care clinics and its effects on negotiated prices, patient access, and strategic behavior such as upcoding.

elmalt@wisc.edu

Research

Job-market paper

The Doctor’s Pen in the Insurer’s Hand: Vertical Integration in Health Care

My job-market research focuses on vertical integration between insurers and primary care providers.

Contact me about this research

Working Papers

What Do Insurers Really Pay Hospitals? Lessons from Price Transparency

The Effect of Capitated Contracts on Medicaid: Evidence from Oregon

ESG Investing: Only Part of the Climate Puzzle

With Deniz Igan and Divya Kirti
CEPR Discussion Paper 16061 · 2021 · Revised September 2023

We examine whether ESG scores capture the carbon footprints of major upstream firms. We find no robust relationship, highlighting the importance of better disclosure and economy-wide climate policies.

Paper at CEPR

Background

View curriculum vitae

University of Wisconsin–Madison

PhD in Economics · 2021–present

University of Chicago

MA in Social Sciences, Economics concentration · 2017
BA in Economics · 2016

International Monetary Fund

Research Officer · 2019–2020

Research on sustainable investment, insurance markets, and corporate vulnerability.

New York University

Junior Research Scientist, Finance Department · 2017–2019

Empirical research on private equity in higher education, access to credit, and housing markets.

Teaching

Principles of Microeconomics

ECON 101 · University of Wisconsin–Madison

Head Teaching Assistant
Fall 2023 · Spring 2024 · Fall 2024

Teaching Assistant
Fall 2022 · Spring 2023

In spring 2023 evaluations, students highlighted patient explanations, responsive support, and collaborative problem-solving in discussion sections.

Selected student comments

Anonymous student evaluations · Spring 2023

“thanks for making the time to meet with me outside of class and being clearly focused on student success!”

“She was very enthusiastic in her explanations, and I actually looked forward to going to discussion because I knew that she would help me to understand the material better and I would leave feeling less stressed about material that I didn't understand in lecture.”